Banks & Banking – Unfair Trade Practices – Loan Discount Fee – No Discount – Closing Fees

Banks & Banking – Unfair Trade Practices – Loan Discount Fee – No Discount – Closing Fees (access required)

Bumpers v. Community Bank of Northern Virginia When defendant charged plaintiffs for something it did not provide - a discount on the loan rate - defendant committed an unfair trade practice. We affirm summary judgment for plaintiffs on their unfair trade practices claim based on the loan discount fee. We reverse summary judgment for plaintiffs as to the issue of excessive closing fees. On remand, the trial court may consider the question of class certification.

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