Banks & Banking – Consumer Protection – Retail Installment Contract – Repossession – Notice – No PreemptionEpps v. JP Morgan Chase Bank NA Federal regulations under the National Banking Act do not preempt a Maryland statute that governs repossession of personal property; Maryland has the right to regulate the notices lenders sent to borrowers before they repossess goods bought on a retail installment contract, and the 4th Circuit vacates dismissal of plaintiff car buyer’s putative class action.
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Published: April 12, 2012
Time posted: 9:48 am
Tags: Banks & Banking, consumer protection, No Preemption, notice, Repossession, Retail Installment Contract