Insurance – Homeowners – Exclusion – Named Insured – Shooting Death

Insurance – Homeowners – Exclusion – Named Insured – Shooting Death (access required)

According to the complaint, a husband accidentally shot and killed his estranged wife at their home and then shot and killed himself. The wife’s estate obtained a default judgment against the husband’s estate, and the husband’s estate seeks indemnification pursuant to homeowners’ insurance policy issued by defendant. Since the wife was a named insured under the policy, an exclusion in the policy precludes personal liability coverage for claims brought as a result of her death.

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