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Arbitration – Motion to Compel – Insurance – Auto – UIM – Exhaustion of Liability Coverage (access required)

By North Carolina Lawyers Weekly Staff
Published: August 30,2012

Creed v. Smith The plaintiff’s motion to compel arbitration should have been granted because his insurance company’s liability limits had been “exhausted” for the purposes of G.S. § 20-279.21 and the underinsured motorist policies of the plaintiff and his employer.


Arbitration – Motion to Compel – Insurance – Auto — UIM – Exhaustion of Liability Coverage (access required)

By North Carolina Lawyers Weekly Staff
Published: August 22,2012

Creed v. Smith Plaintiff’s motion to compel arbitration should have been granted because his insurance company’s liability limits had been “exhausted” for the purposes of G.S. § 20-279.21 and the underinsured motorist policies of plaintiff and his employer.


Insurance – Auto – UM – Falling Tire – ‘Contact’ Requirement (access required)

By North Carolina Lawyers Weekly Staff
Published: August 8,2012

Prouse v. Bituminous Casualty Corp. Plaintiff’s accident occurred when a tire fell off another vehicle and struck the truck in which plaintiff was riding, causing the driver to lose control. There was no contact between the truck and the other vehicle; therefore, G.S. § 20-279.21(b)(3)(b) does not apply, and plaintiff is not entitled to uninsured motorist coverage.


Insurance – Auto – Bus for Hire – Insufficient Coverage – Civil Practice – Res Judicata (access required)

By North Carolina Lawyers Weekly Staff
Published: April 26,2012

Armwood v. North Carolina Farm Bureau Mutual Insurance Co. The minor plaintiff was injured due to the negligence of the driver of a bus, which did not have the minimum $5 million in “financial responsibility” required by the Federal Motor Carrier Safety Act. This lawsuit seeks amendment of the liability amount for which the defendant-insurer would be responsible. Contrary to plaintiffs’ argument, they were not required to wait until they had a judgment before they filed a claim under the Act; in fact, the judgment in the underlying state-court action between plaintiffs and the bus’s insurer bars plaintiffs’ claim under the Act.


Insurance – Auto – Insured’s Failure to Cooperate – No Contact – Detached Trailer (access required)

By North Carolina Lawyers Weekly Staff
Published: February 9,2012

Greco v. Penn National Security Insurance Co. Although the defendant-insurer would be relieved of its duties under the policy if an insured’s refusal to cooperate prejudiced the insurer’s ability to investigate the accident, the insurer’s mere inability to locate an insured driver is not enough to show prejudice.


Insurance – Auto – UIM – Subrogation – Civil Practice – Statute of Limitations (access required)

By North Carolina Lawyers Weekly Staff
Published: December 15,2011

Nationwide Mutual Insurance Co. v. Erie Insurance Co. In this subrogation action, the plaintiff-insurer has no greater rights than its insureds. Since plaintiff filed this action more than three years after the accident from which it arose, plaintiff’s claim is time-barred. We affirm the trial court’s order granting defendants’ motion to dismiss.


Insurance – Auto – UIM – Selection/Rejection Forms – Unsigned (access required)

By North Carolina Lawyers Weekly Staff
Published: December 8,2011

Unitrin Auto & Home Insurance Co. v. Rikard Where the plaintiff-insurer mailed defendant’s decedents an uninsured/underinsured motorist coverage selection/rejection form several times, but where the decedents never filled out or returned the form, the mailing of the form was sufficient to preclude a holding that a total failure to notify occurred. We extend the reasoning of Nationwide Property & Casualty Insurance Co. v. Martinson, 701 S.E.2d 390 (2010), to questions of underinsured motorist coverage.


Insurance – Auto – UIM – Civil Practice – Summary Judgment – Conflicting Evidence – Deposition & Affidavit – Expert Testimony (access required)

By North Carolina Lawyers Weekly Staff
Published: September 8,2011

Unitrin Auto & Home Insurance Co. v. McNeill In his deposition, an insured said the signature on an uninsured/underinsured motorist coverage selection/rejection form did not look like his signature but that it could be; his subsequent affidavit was an explanation - and not a contradiction - of his deposition when it said that, upon further reflection, he had determined that it was not his signature.


Insurance – Auto – UIM – Corporate Policy – Daughter’s Injuries (access required)

By North Carolina Lawyers Weekly Staff
Published: July 29,2011

Erie Insurance Exchange v. Woodie’s Painting, Inc. Even though the insurance policy form could apply to either an individual or corporate insured, there is no ambiguity here since the insurance application made it clear that the defendant-corporation - and not its owner - was to be the insured. We affirm summary judgment for the plaintiff-insurer.


Arbitration – Insurance – Auto — UIM – Waiver (access required)

By North Carolina Lawyers Weekly Staff
Published: July 21,2011

Herbert v. Marcaccio The plaintiff waived her right to arbitration in a UIM action since the insurer was prejudiced by the plaintiff’s two-year time delay because it was required to spend a significant amount of resources to defend the suit which would have been unnecessary had a demand for arbitration been made earlier. We affirm the trial court’s order.



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