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Home / Courts / Insurers needed actual notice to trigger duty to defend claim (access required)

Insurers needed actual notice to trigger duty to defend claim (access required)

North Carolina has joined a majority of jurisdictions that require a policyholder to provide actual notice to an insurer of a claim before a duty to defend arises. Winston-Salem attorney Garth Gersten (pictured) described the March 15 ruling by the Court of Appeals as "important both for insurance companies and policyholders because it emphasizes that policyholders need to provide notice of claims as soon as possible to their carriers. Notice is not a luxury; it is sound risk management."

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