It is 9 a.m., and Ms. Smith walks into your office to consult with you about her separation and divorce.
She has gone through a tough period. She was a homemaker with a current empty nest and a spouse who has left her. She is approaching retirement age and desperately needs to discuss the division of property.
In your consultation, she mentions her husband’s employment with the federal government and asks what rights she has to the federal retirement and how she might be able to retain a flow of payments after he dies. She also is concerned with health care coverage and life insurance.
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