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Home / Courts / 4th Circuit / Real Property – Mortgages – Banks & Banking — Consumer Protection – TILA – Wrong Form (access required)

Real Property – Mortgages – Banks & Banking — Consumer Protection – TILA – Wrong Form (access required)

Watkins v. SunTrust Mtge. Inc. A lender did not violate the Truth in Lending Act when it used a form similar to “Model Form H-8” instead of “Model Form H-9” to notify a borrower refinancing a home mortgage of his right to rescind the transaction, and the 4th Circuit upholds the district court’s dismissal of the defaulting borrower’s TILA claim.

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