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Home / Courts / Workers’ Compensation – Insurance – Cancellation – Agency – Parties’ Intent (access required)

Workers’ Compensation – Insurance – Cancellation – Agency – Parties’ Intent (access required)

Morales v. Greensboro Contracting Corp. Even though an insurance agent failed to carry out the insured employer’s instruction to cancel its workers’ compensation policy with the Cincinnati Casualty Co., since the employer’s letter made it clear that the employer intended to cancel the policy effective Aug. 1, 2005, and since Cincinnati retroactively canceled the policy once it learned of the cancellation, the parties’ intentions control. The employer’s new insurer is not entitled to contribution from Cincinnati. We reverse the Industrial Commission’s ruling in favor of the new insurer.

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