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Home / Opinion Digests / Insurance / Insurance – Auto – UIM – Setoff – Multiple Policies – ‘Excess Coverage’ (access required)

Insurance – Auto – UIM – Setoff – Multiple Policies – ‘Excess Coverage’ (access required)

Where (1) defendant William Creed fell asleep at the wheel of passenger/plaintiff Theodore Creed’s car, crashed into a tree, and caused serious injuries to Theodore; (2) William’s two liability policies each paid $100,000 to Theodore; and (3) defendant Nationwide Property and Casualty Insurance Co. tendered $100,000 to Theodore in liability coverage under one of Theodore’s ...

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