North Carolina Lawyers Weekly

Where G.S. § 58-44-16(f)(10) says an insurer may cancel fire insurance policies by “giving” written notice to the insured, all that is required is that the insurer mail notice of cancellation to the insured. No proof of receipt of the ...

Tagged with: Insurance

Although a passenger who was killed in a motor vehicle accident was entitled to $100,000 in underinsured motorist coverage under two separate policies, since the negligence of two tortfeasors – each with liability coverage of $100,000 – caused the passenger’s ...

Defendant’s personal liability insurance policy excludes coverage for intentional acts. During an altercation with defendant, Baron Thomas Cass removed himself and walked away. Defendant produced a handgun and fired multiple shots in the direction of Cass, some of which struck ...

The defendant-insureds suffered an equipment breakdown and related losses, and their insurers seek a declaratory judgment as to coverage. Since this case does not involve fraud, the insurers’ reserves are not relevant and therefore are not discoverable. The court denies ...

A divided panel of the Court of Appeals affirmed in part, reversed in part and remanded the trial court’s summary judgment order. We affirm the majority decision (Where the plaintiff-insured claims an unidentified vehicle backed into hers and drove away, ...

Where a West Virginia business closed two of its art studio locations because of the governor’s COVID-19 executive order, its claim for lost business income and other expenses was denied because there was no material destruction or harm to its ...

In a separate action, a mother and her child allege that the child was molested at a home daycare insured by plaintiff. Even though the mother and child allege negligence on the part of one of the home/daycare owners, the ...

Where UnitedHealthcare failed to provide documents requested by a father who sought payments for services provided to his minor son on the basis the documents were HIPPA-protected, but some were not HIPPA protected, the father had a right to obtain ...

Plaintiff’s products were damaged when a windstorm took the roof off the warehouse where the products were stored. Although the warehouse has insurance covering amounts it is legally obligated to pay, the warehouse’s policy is not “other insurance” that would ...

After a multi-vehicle accident, the at-fault driver’s insurer divided its per-accident liability coverage limit among several victims. Contrary to the ruling that would be required by N.C. Farm Bureau Mut. Ins. Co., Inc. v. Gurley, 139 N.C. App. 178 (2000), ...