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Insurance – Auto – UM/UIM – Contract Reformation – Insured’s Name – Mutual Mistake (access required)

James v. First National Insurance Co. of America Plaintiff's insurance agent mistakenly filled out an auto insurance application in the name of plaintiff's father. Since plaintiff signed the application - including the uninsured/underinsured motorist coverage selection - in his own name, the trial court properly reformed the insurance policy to reflect plaintiff as the insured.

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