Where the pleadings in the underlying suit alleged offensive publications were made during the policy period that differed in substance from those published before commencement of coverage, the “prior publication” exclusion did not obviate insurer’s duty to defend. Background In ...Read More »
An employer who allegedly told a beneficiary it would pay death benefits, after the life insurance carrier denied the claim, has been sued by the beneficiary who alleges she relied on the promises to her detriment. Background According to the ...Read More »
When cancelling a new homeowners’ insurance policy – a cancellation that can be done for any reason within 60 days of the policy’s issuance – an insurer must “furnish” notice to the homeowners. Construing this term for the first ...Read More »
Pursuant to paragraph C.2 of § 5 of the North Carolina Reinsurance Facility’s Standard Practice Manual, the respondent-insurance company had the right to have its request for reimbursement of extracontractual losses considered, but the insurance company did not have the ...Read More »
Plaintiffs’ claims against their treating hospital and auto insurer dismissed where plaintiffs validly assigned their medical coverage payment benefits as a form of “health insurance” as part of their hospital admission forms. We grant defendants’ motion to dismiss for failure ...Read More »
The district court correctly granted summary judgment to an insurance carrier on the plaintiff’s ERISA claim because its denial of benefits was reasonable under the deferential abuse of discretion standard. Background On April 15, 2013, Mark Grabowski flew from New ...
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We affirm the Court of Appeals’ decision (The uncontradicted evidence shows that the defendant-insurer acknowledged liability almost immediately and merely disagreed with the plaintiff-homeowners’ unsubstantiated valuation of the loss of the contents of their home. Based on the lack of ...
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