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Tag Archives: Credit Card Agreement

Contract – Credit Card Agreement – Applicable Version — Interest Rate (access required)

Citibank, South Dakota, N.A. v. Graudin Where the defendant-cardholder contends the interest rates charged by the plaintiff-credit card company exceeded those authorized by defendant’s original 1995 credit card agreement with plaintiff’s predecessor in interest, defendant has disputed the amount owed to plaintiff. We reverse summary judgment for plaintiff. Remanded.

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Contract – Forum Selection Clause – Civil Practice – Choice of Law – Venue – Jurisdiction – Credit Card Agreement – Utah Law (access required)

Federated Financial Corp. of America v. Jenkins Even though the credit card agreement at issue contains a forum selection clause that says related litigation is to take place in Utah, since there is no rational nexus between Utah and either the parties or the contract transactions, the forum selection clause is unenforceable. We affirm the trial court’s denial of defendant’s motion to set aside the default judgment against him.

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